X-Factor Capital invests in early stage, post revenue, Black owned businesses. We partner with top investors and executives to work alongside our portfolio companies. The founders in our portfolio have financing that’s creative and allows them to keep control of their business. We provide advice, as well as connections to support the growth of our companies.
Underestimated
The Underestimated Podcast highlights the stories of underestimated Entrepreneurs. If you‘re a founder, entrepreneur, or investor this podcast is for you! We tell the stories about how founders build their businesses, challenges they’ve overcome, and the victories they’ve experienced. Every entrepreneur has their success secrets as well as the moments they want to quit - we cover it all in the Underestimated Podcast.
Episodes
Friday Dec 24, 2021
Episode 2: Chezie CEO Toby Egbuna (video)
Friday Dec 24, 2021
Friday Dec 24, 2021
This episode we interview Toby Egbuna CEO and Co-Founder of Chezie. Chezie is a SaaS platform that aims to create inclusive work environments for people from underrepresented groups. As first-generation Nigerian immigrates Toby and his sister Dumebie cofounded Chezie from their own experiences of not feeling welcomed at work.
“Chezie is an all-in-one solution designed to help you build impactful employee resource groups. We help you easily and seamlessly track membership, events, budgets, and engagement, so you can focus on what matters - building inclusive communities so you can retain your talent.”
This chat is filled with exciting things that Toby has experienced in his career.
If you’re into conversations about the future of diversity, equity, and inclusion, entrepreneurship, and even working with family then this episode is for you! Subscribe to our channel & leave us a review!
Wednesday Dec 08, 2021
Episode 1: Champion Lender Founder & CEO Viola Carmona (Video)
Wednesday Dec 08, 2021
Wednesday Dec 08, 2021
US Navy Veteran Viola Carmona is building a huge business around homeownership for first-time homebuyers! She went to market originally to provide leads to larger mortgage companies. She saw an opportunity to serve an underserved community and do it using cutting-edge technology. She has taken a marketing company into a tech startup! Amazing how she uses being underestimated (woman, veteran, Black/Latina, LGBTQ, & solo founder) as fuel.

OUR MISSION
Our mission is to create concrete demonstrable change in the wealth gap for the Black community in America by investing in capable entrepreneurial operators with great ideas.